Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.
Who is Salary Finance?
What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
Our products
We help improve your financial wellbeing through a suite of products and services
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“It is such a helpful resource for me to access my wages early. It’s a peace of mind when I need it. The fact you only have to pay back £1.69 on top is crazy! Thankyou”
Hayley Brown
“Salary finance has been amazing, a few times, I've been in a place where something has come up and I couldn't afford it, but Salary finance has been right there to help me out. Really easy to use and ...”
Jamie Midgley
“Fold bank statement to get right size other than that this is great you don't miss payment has comes straight out of your wages”
Jayne Mason
“Helpful every step of the way
Keeps you informed on the current status of your application”
Linda Hallam
Leeds, TR
“Quick, smooth & easy too use!”
Ronskii
“Was in a bit of a tight spot just before payday so got an advance to help out process was easy and quick got the money the same day into my bank”
Jon Freebury
“This is a godsend for if you need a few pound at the end of the month to pay a few bills, brilliant perk to the job.
Quick payment same day and a few pound charge.”
Peter gillespie
“The interface is very good. You get your advance money very quick. I was in an emergency and I need some amount of my salary. I used salary finance and I thought it’ll take time. But boom the money ...”
Ravindra singh Rathore
“What an easy process and great idea for emergency income. Paid out the same day within hours. Highly recommend this service. ”
customer
“Absolutely fantastic opportunity to obtain some funds through salary finance, it really helped me out when I was in a sticky situation and was able to offer me enough to get by with until payday. I H...”
Harley Darby
“was told to expect my advance the next day, but it literally went into my account not even 2 minutes later. fantastic service”
Ellie
“Amazing experience with this provider. I would highly recommend this . Reliable and and user friendly interface. Super fast application process and approval.”
Consumer
“Easy and quick. Took literally 2 mins from accepting the terms to being in my bank account. Really helps out just before payday ”
Liverpool Football Club
“It was a very easy process to top up my loan. It was straightforward and I got a decision Instantly.”
claire logan
“A great and efficient service ”
Amy
“Salary finance gives me the peace of mind I can use it when I have an emergency. They always process an advance within a timely manner and really great to use. No stress or worries. I’m so appreciat...”
Amy Still
“Was extremly efficent in making sure I recieved my money in time. Easy process!”
AMANDA SCHLICHT
“Brilliant fast and reliable service , I have never had any issues . Excellent 21”
Andrew Peet
“So simple to apply and go through the online process. Instant reply with a good interest rate. Money was promised to be in bank within 2-3 days but actually arrived within an hour. Top result.”
Mark
“Easy to follow, quick and simple process to make your life easy. Get salary advance ahead of your payday. Salary Finance made my life so easy. Once you are registered you can request salary finance be...”
Malik Hayat
11430 reviews
Now available: Emergency savings benefit
Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Working Americans are struggling with financial stress
42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.
Vulernable populations facing more financial hardships
Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.
Employers can be part of the solution
Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.
*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loan products are offered by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.